Opening a term deposit account with Cartu Bank ensures safety and a high interest to your company funds.
Deposit terms:
Deposit amount:
Min – 1,500 GEL | 1,000 USD/EUR
Max – not limited
Deposit maturity:
Min – 3 months
Max - 24 months
Interest withdrawal – In advance, on a monthly basis or at the end of the term
Deposit term breach - In case of breaching the deposit (no less than six months after opening the deposit), half of the interest rate applicable by the bank for the on-demand deposit in the moment of breach will be accrued.
ANNUAL INTERET RATE IN CASE OF THE WITHDRAWAL AT THE END OF THE TERM
Term
GEL
USD
EUR
3 - 5 months
6.5%
1.5%
0.1%
6 - 8 months
7.%
2%
0.25%
9 - 11 months
7.5%
2.75%
0.75%
12 - 14 months
8.25%
3.35%
1.25%
15 - 17 months
8.25%
3.5%
1.25%
18 - 23 months
8.75%
4%
2.25%
24 months
9.25%
4.25%
2.5%
In case of interest withdrawal on a monthly basis, 0.5% in GEL and 0.25% in USD, will be deducted from given Annual Interest rates. In case of EUR the interest rate will not be charged up to 9 months.
In case of interest withdrawal in advance, 1.5% in GEL and 0.75% in USD, will be deducted from given Annual Interest rates. In case of EUR the interest rate will not be charged up to 12 months
In case of non-resident persons, Interest rate is different.
If the deposit amount exceeds 2,000,000 GEL/1,000,000 USD/EUR, the interest rates are determined individually.
Effective intereset rates
GEL - 6.6609% - 8.8679%
USD:
1.5085%
In case of 15% strengthening - (-13.7178%)
In case of 15% impairment - 16.7348%
4.1656%
In case of 15% strengthening - (-11.4592%)
In case of 15% impairment - 19.7905%
EUR:
0.1%
In case of 15% strengthening - (-14.915%)
In case of 15% impairment - 15.115%
2.4703%
In case of 15% strengthening - (-12.9002%)
In case of 15% impairment - 17.8409%
During the deposit term, the services below will be free:
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