switch to georgian

CartuBank

CartuBank


Opening a term deposit account with Cartu Bank ensures safety and a high interest to your company funds.

 

Deposit terms:

  • Deposit amount:
    • Min – 1,500 GEL | 1,000 USD/EUR
    • Max – not limited
  • Deposit maturity:
    • Min – 3 months
    • Max - 24 months
  • Interest withdrawal – In advance, on a monthly basis or at the end of the term
  • Deposit term breach - In case of breaching the deposit (no less than six months after opening the deposit), half of the interest rate applicable by the bank for the on-demand deposit in the moment of breach will be accrued.

 

ANNUAL INTERET RATE IN CASE OF THE WITHDRAWAL AT THE END OF THE TERM
Term GEL USD EUR
3 - 5 months 6.5%  1.5% 0.1%
6 - 8 months 7.%  2%  0.25%
9 - 11 months 7.5%  2.75%   0.75%
12 - 14 months 8.25% 3.35% 1.25%
15 - 17 months 8.25% 3.5% 1.25%
18 - 23 months 8.75% 4% 2.25%
24 months 9.25%  4.25% 2.5%

  • In case of interest withdrawal on a monthly basis, 0.5% in GEL and 0.25% in USD, will be deducted from given Annual Interest rates. In case of EUR the interest rate will not be charged up to 9 months.
  • In case of interest withdrawal in advance, 1.5% in GEL and 0.75% in USD, will be deducted from given Annual Interest rates. In case of EUR the interest rate will not be charged up to 12 months
  • In case of non-resident persons, Interest rate is different.
  • If the deposit amount exceeds 2,000,000 GEL/1,000,000 USD/EUR, the interest rates are determined individually.

 

 Effective intereset rates

  • GEL - 6.6609% - 8.8679%
  • USD: 
    • 1.5085% 
    • In case of 15% strengthening - (-13.7178%) 
    • In case of 15% impairment - 16.7348% 
    • 4.1656%
    • In case of 15% strengthening - (-11.4592%)
    • In case of 15% impairment - 19.7905%
  • EUR:
    • 0.1% 
    • In case of 15% strengthening - (-14.915%) 
    • In case of 15% impairment - 15.115% 
    • 2.4703%
    • In case of 15% strengthening - (-12.9002%)
    • In case of 15% impairment - 17.8409%

During the deposit term, the services below will be free:

For more information, please call us 24 hours a day at *8080; (+995 32) 200 80 80 or visit the nearest service center. 

Term deposit

Annual Percentage Rate
Accrued amount
Amount at the end of the deposit term