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CartuBank

CartuBank


Each month, Cumulative Deposit alows you to add an amount to your account and get a high interest.

Deposit terms:

  • Initial deposit:
    • Min – 500 GEL/USD/EUR
  • Monthly deposit*
    • Min – 200 GEL/USD/EUR
  • Deposit maturity:
    • Min – 3 months
    • Max - 24 months
  • Interest withdrawal – at the end of the term
  • Deposit term breach – In case of breaching the deposit (no less than six months after opening the deposit), half of the interest rate applicable by the bank for the on-demand deposit in the moment of breach will be accrued.
  • In case of non-resident persons, Interest rate is different.
  • If the deposit amount exceeds 2,000,000 GEL/1,000,000 USD/EUR, the interest rates are determined individually.

ANNUAL INTEREST RATE
Term GEL USD EUR
3 - 5 months 6%  1%  0.05%
6 - 8 months 6.5%  1.5%  0.15%
9 - 11 months 7%    2.25%   0.5%
12 - 14 months 7.75%    2.85%   0.75%
15 - 17 months 7.75% 3% 0.75%
18 - 23 months 8.25% 3.5% 1.75%
24 months 8.75%  3.75% 2%

 

* Monthly deposit fail only once within its term.

 

Effective intereset rates

  • GEL - 6.1471%-8.6223%
  • USD:
    • 1.004%
    • In case of 15% strengthening - (-14.2077%) 
    • In case of 15% impairment - 16.0934% 
    • 3.7261%
    • In case of 15% strengthening - (-12.5528%)
    • In case of 15% impairment - 18.5634%

 

  • EUR:
    • 0.05%
    • In case of 15% strengthening - (-15.0181%)
    • In case of 15% impairment - 14.9968% 
    • 1.9932%
    • In case of 15% strengthening - (-14.0183%)
    • In case of 15% impairment - 16.5785%

 

During the deposit term, the services below will be free:

 

For more information, please call us 24 hours a day at *8080; (+995 32) 200 80 80 or visit the nearest service center. 

Increasing deposit

Annual Percentage Rate
Accrued amount
Amount at the end of the deposit term