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VISA Electron/MasterCard Maestro are the basic cards allowing their holders to withdraw money from account or effect trade tarnsactoins across the world.



  • Low service fees for the main and additional cards; 
  • No min. balance required; 
  • Card use is free at the local outlets (POS terminal settlement) and the Internet stores in Georgia.


Card term 2 years
Currency GEL/USD/EUR
Main/additional card issuance Free
Main/additional card annual service 10 GEL
Min. balance*  0
Lost/damaged card renewal Free
Renewed card annual service 10 GEL
Express card issuance 20 GEL
Put on stop list Free
PIN code restoration Free
Conversion commission for an international transaction VISA 2%
MasterCard Free
Over expenditure annual commission 36%
VISA/MasterCard commission for charging a transfer to a card account 2%

* Min. balance for non-resident individuals – 1,000 USD 


ATM Cartu Bank/Liberty Bank 0.2%
Partner banks ** 0.25%
Other banks in Georgia 2%, min. 4 GEL | 2 USD/EUR
Other banks abroad 2%, min. 6 GEL | 3 USD/EUR
Bank Cartu Bank 0.5%
Liberty Bank 2%, min. 6 GEL
Other banks 2%, min. 7 GEL | 3.5 USD/EUR
Commission at outlets/Internet stores Georgia Free
Abroad 0.25%, min. 2 GEL | 1 USD/EUR

** Partner banks: JSC Basis Bank


Cartu Bank Unlimited
ATMs and other banks 5,000 GEL
Daily transaction limit at outlets/Internet stores 10,000 GEL


For opening a deposit account of up to 2,000 GEL (or the equivalent in the relevant currency), you will be given a VISA Electron/MasterCard Maestro plastic card for free.


Top Security Standard


Cartu Bank VISA Electron/MasterCard Maestro Card users are provided with top security standards:

  • Verifed by VISA (VBV) security service – for VISA Electron cards
  • MasterCard Secure Code security service – for MasterCard Maestro cards

The security services protect your card from unsanctioned use. For an online transaction, you will need a onetime dynamic password, which you will get to your mobile phone number registered with the Bank.


For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.