switch to georgian



VISA/MasterCard Gold is a prestigious card for high income persons.



  • Both in Georgia and abroad, the VISA/MasterCard Gold card holders are offered special discounts; 
  • The interest below shall be accrued to the balance in the USD account (min. 500 USD) - annual - 0.05%.


Card term 2 years
Currency GEL/USD/EUR
Main/additional card issuance Free
New/renewed main card annual service 45 GEL
New/renewed additional card annual service 45 GEL
Min. balance*  30 USD
Lost/damaged card renewal Free
Express card issuance 20 GEL
Put on stop list Local  Free
International 95 GEL
PIN code restoration Free
Conversion commission for an international transaction VISA 2%
MasterCard Free
Over expenditure annual commission 36%
VISA/MasterCard commission for charging a transfer to a card account Free
VISA/MasterCard commission for refund to a card account 2%

* Min. balance for non-resident individuals – 1,000 USD 


ATM Cartu Bank/Liberty Bank 0.2%
Partner banks ** 0.25%
Other banks in Georgia 2%, min. 3 GEL | 1 USD/EUR
Other banks abroad 2%, min. 9 GEL | 3 USD/EUR
Bank Cartu Bank 0.5%
Liberty Bank 2%, min. 9 GEL | 3 USD/EUR
Other partner banks 2%, min. 7 GEL | 3.5 USD/EUR
Other banks 2%, min. 10 GEL | 3.5 USD/EUR
Commission at outlets/Online stores Georgia Free
Abroad 0.1%, min. 3 GEL | 1 USD/EUR

** Partner banks: JSC Basis Bank


Cartu Bank Unlimited
ATMs and other banks 10,000 GEL
Daily transaction limit at outlets/Internet stores 30,000 GEL 


For opening a deposit account 10,000 - 25,000 GEL (or the equivalent in the relevant currency), you will be given a VISA/MasterCard Gold plastic card free.

Top Security Standard

Cartu Bank VISA/MasterCard Gold Card users are provided with top security standards:

  • Verifed by VISA (VBV) security service – for VISA Gold cards
  • MasterCard Secure Code security service – for MasterCard Gold cards

The security services protect your card from unsanctioned use. For an online transaction, you will need a onetime dynamic password, which you will get to your mobile phone number registered with the Bank.


For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.