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Cartu Bank offers you top security VISA/MasterCard Business and Business E-card cards by which you can freely dispose of your company and staff business expenses. With these cards you and your staff can efficiently effect transactions in Georgia and abroad.



  • Daily unlimited transactions at the outlets; 
  • Card usage at the local outlets (POS payment) and Georgian Internet stores free of charge; 
  • The interest below shall be accrued to the balance in the account (min. 200 USD/EUR):
    • USD account - annual 0.25%;
    • EUR account - annual 0.05%.


Card term 2 years
Currency GEL/USD/EUR
Card issuance  Free
New/renewed card annual service  120 GEL
Min balance 0
Lost/damaged card renewal Free
Express card issuance 20 GEL
Put on stop list Local  Free
International 95 GEL
PIN code restoration Free
Conversion commission for an international transaction VISA 2%
MasterCard Free
Over expenditure annual commission 36%
VISA/MasterCard commission for charging a transfer to a card account 2%

ATM Cartu Bank/Liberty Bank 0.2%
Partner banks **  0.25%
Other banks in Georgia 2%, min 4 GEL | 2 USD/EUR
Other banks abroad 2%, min 6 GEL | 3 USD/EUR
Bank Cartu Bank 0.5%
Liberty Bank 2%, min. 6 GEL
Other banks 2%, min 7 GEL | 3.5 USD/EUR
Commission at outlets/Internet stores Georgia Free
Abroad (Business card) 0.1%, min 2 GEL | 1 USD/EUR
Abroad (Business E-card) 0%

** Partner banks: JSC Basis Bank

Cartu bank Unlimited
ATM and other banks 20,000 GEL
Daily transaction limit at outlets/Internet stores 50,000 GEL


Top Security Standard

Cartu Bank business card users are provided with top security standards:

  • Verifed by VISA (VBV) security service – for VISA business cards
  • MasterCard Secure Code security service – for MasterCard business cards


The security services protect your card from unsanctioned use. For an online transaction, you will need a onetime dynamic password, which you will get to your mobile phone number registered with the Bank.


For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.