Effective Cash Flow Management for Your Business Growth

Factoring is a flexible trade finance solution that enables businesses to access funding based on completed transactions with deferred payment terms.

The product is available to both suppliers and buyers. Suppliers receive payment before the invoice due date, while buyers benefit from extended payment terms.

Who Is Factoring Designed For?

Factoring is an ideal solution for businesses that:

• Operate on deferred payment terms;
• Need to optimize working capital;
• Plan to increase sales or purchasing volumes;
• Seek more efficient cash flow management.

Benefits:

For Suppliers

• Faster access to funds for delivered goods or services;
• Timely replenishment of working capital;
• Opportunity to increase sales volumes;
• Quick and flexible financing.

For Buyers

• Extended payment terms;
• More efficient use of working capital;
• Ability to increase purchasing volumes;
• Stronger relationships with suppliers.

Key Terms