Deposit Secured Loan


If you are a Cartu Bank depositor and need amount, we offer you a Deposit-secured Loan without breaching the deposit terms.

 

Deposit-secured loan advantages:

  • Loan issuance simple procedure
  • Unlimited purpose
  • Early repayment commission - 0%
  • Minimal term - 1 month;
  • Loan issuance and approval commission - 0%
  • Deposit preservation.



 A loan shall be secured by the deposits below:

LOAN CONDITIONS

Loan currency GEL, USD, EUR
Min loan amount 500 unit
Max loan amount 500,000 unit*
Max loan term 2 years (no later than the deposit term expiration date)
Annual interest rate in case of loan currency - GEL 2% added to the interest chargeable to the deposit (in GEL)
11% added to the interest chargeable to the deposit (in USD)
13% added to the interest chargeable to the deposit (in EUR)
Annual interest rate in case of loan currency - USD/EUR 2% added to the interest chargeable to the deposit (in the corresponding currency)

Repayment schedule
At the end of the deposit term

* The loans under 200,000 GEL may be disbursed in USD or EUR too. The loans more than 200,000 GEL shall be disbursed in the corresponding currency of the deposit. The loans exceeding max amount will be discussed on the credit committee.


For more information, please call us 24 hours a day at *8080, (+995 32) 200 80 80 or visit the nearest service center.